Commercial Insurance

Commercial Insurance

No matter what your business is, we have an insurance package that will cover all your needs. Package policies include - Buildings, Contents, Employer's Liability, Public Liability, Money, Business Interruption, and Goods-In-Transit. Package policies cover a wide range of professions, trades, and businesses. A representative list is included below, but it is not exhaustive.

Shop/ Hairdressers/ Barbing Saloon/Boutiques
Office
GP’s /Dental Surgeries/ Locums
Restaurants/ Lounges/Take-aways
Employment/Travel Agencies
Care Homes/ Domiciliary Care Providers (Registered)
Education/Training Centres/Nurseries/After School/Out of School Clubs/Play Groups
Estate Agents/ Mortgage Brokers
Architects/Surveyors/Engineers/Building Contractors
Security Companies/Security Guards
Cleaners/Cleaning Companies

Liabilities

We can provide cover for the following types of liability insurance

Employer’s Liability Insurance

This insurance is a legal requirement in the UK and you will be breaking the law if you employ staff and do not have this insurance in place. The policy covers you and your company for the costs of compensating employees who are injured or become unwell as a result of working for you.

Public Liability

This policy covers members of the public, clients and suppliers for injury or damage to their properties as a result of your business activities.

Products Liability

This policy provides compensation for anyone injured by a faulty product that your business supplies, manufactures or designs.

Professional Indemnity

This policy covers you and your company for loss or damage resulting from services or advice provided by you or your business.

Directors and Officers Liability

This insurance covers the costs of compensation claims made against your business’s directors and officers for alleged wrongful acts.

Churches/Charities/ Not for profit organisations

We provide cover for churches that own or rent their buildings and charities and not-for-profit organisations no matter the size or mission.

Bible College/ Schools

We can provide cover for Buildings, Contents, Staff and other Liabilities.

Mini Buses

We can provide cover for one minibus to a fleet of minibuses.

Events Insurance

We can provide cover for one-off events and Annual Events.

Property Insurance
Commercial Property

Block of Flats

We can provide cover for blocks of flats for landlords, Property owners, Freeholders, Leaseholders, and managing companies to protect your property against damage to your building.

Buy to Let's

Residential or Commercial Buy to Lets/HMOs / All types of tenants are covered.

Holiday Homes / Second Homes / Airbnb

All types of Holiday Homes.
Unoccupied Property- We can provide cover for properties that are unoccupied waiting for planning permission or left unoccupied for other reasons.

Unoccupied Property

We provide cover for properties undergoing renovations / conversions / Major works.

Renovation Insurance

We provide cover for properties undergoing renovations/conversions/Major works.

Terrorism Insurance

We can provide cover for your building against potential losses and liabilities that might occur as a result of terrorist activities.

Personal Insurance
Home Insurance

Buildings
Contents
Buildings & Contents
Home Emergency Cover

Travel
Insurance

Single Trip / Annual Trip Cover
No Age limits for Single & Annual Trips Insurance
Emergency Repatriation and Evacuation

Other Insurance Services

Building and Content

Private Medical Insurance

Life Insurance

Commercial Insurance